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✔ Loans from $100 – $30,000
✔ Repayment Terms from 6 – 60 months!
✔ *APR may vary by State and Lender.


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We work to provide you a offer with competitive rates and flexible terms that benefits you.

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Answers to Your Questions

What Are Personal Loans?

A personal loan is simply an installment loan, which is repaid over an extended period of time with a set number of scheduled payments. Loan amounts range between $500 to $10,000 depending on the lender and state. Below are a few of the reasons why this is the case:


  • Fast, convenient loan requests: A loan request can be approved as soon as the next business day.
  • Cash in hand fast: An approved loan can be electronically deposited into your account in as early as possible.
  • All credit types accepted: You can submit a loan request for a personal loan with less than perfect credit.
  • No embarrassment: It can be difficult to admit to family members and friends that your finances are stretched; cash loans allow you to avoid this embarrassment, as they can be acquired safely, securely and discreetly online.
Our goal is simple:  to get you the personal loan you need so that you can buy the things you want. To help us achieve this goal, we have made the process of acquiring a personal loan fast and easy from start to finish. The first step is to fill out a brief loan request form here on our website, which can take just a few minutes. As long as you meet the basic borrower eligibility requirements, you can submit your request for a personal loan.

Safety and Security

steptomoney prides itself on providing consumers with a fast, simple, safe and reliable loan process. We are dedicated to protecting the privacy of individuals who seek out assistance, and those who request loans online can feel safe knowing their important information is protected at all times.


There are a lot of lenders who offer personal loans; steptomoney can help you connect with a lender.

Note: Loan size, APR, and re-payment term will vary by state and lender.
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